Everything You Need to Know About Refinancing A Va...

Homeowners looking to diversify their financial portfolio usually start with a vacation property to establish a solid foundation. Determining whether or not they can refinance the mortgage on that second property can be potentially volatile. Homeowners with more than one property want to find ways to streamline and maximize their mortgage payments on both properties. […]

How to Get Ahead in A Seller’s Market: Breaking ...

The housing market currently has an excess of potential home buyers without the inventory to meet that demand. That means home sellers hold the advantage of creating bidding wars for a property that has multiple bidders. It’s why you see a large number of successful home bids come in over the initial asking price. However, […]

What Determines A Home’s Value? How You Can Incr...

Picking and buying your home represents one of the most significant investments of your life. You want to do everything you can to ensure that your property value remains high if you decide to sell. However, calculating your precise home value requires valuations related to various market conditions out of your direct control. You can […]

The Difference Between a Buyer’s and Seller’s ...

As you look at the market for your next Lake Tahoe property, you may be wondering what the 2021 housing market looks like compared to last year. For homeowners and homebuyers alike, the 2020 housing market was a weird year. COVID-19 turned a once-promising market into a resounding seller’s market. People pulled listings, prices went […]

Three Housing Market Trends Homeowners and Mortgag...

As the COVID-19 pandemic raged throughout 2020, home buyers and mortgage lenders saw the housing market take unexpected detours. With uncertainty permeating every aspect of daily life, we saw home mortgage and refinance rates dip to the lowest in decades. As these rates are expected to either stay flat or continue to fall, other projections […]

Is Refinancing Your Home Right for You?

As interest rates have reached historic lows, you may be considering refinancing your home. But should you? Several factors need to be considered before you begin the refinancing process. Whether you are purchasing your next residence or buying a vacation home, Luna Lending will look out for your best interests and help you with this […]

How Can I Winter-Proof My Vacant Vacation Home?

As October brings cool fall temperatures, changing leaves, and the start of fall, some people are already dreaming of the sunny summer days they will spend at their Lake Tahoe summer home. With a second home mortgage to worry about, you want to ensure that your vacation home doesn’t wind up costing you more money […]

Knowing When to Take the Leap: Shifting from Renti...

When the time to move out on your own comes, most people will start with renting an apartment to save money and work towards other financial goals. With your apartment or home rental, you have a little bit more flexibility to change careers and move onto a new city for the next adventure. However, there […]

It’s All About Location When Buying a Home

Whether you are buying a vacation home or your very first home, the decision to buy a house has long term ramifications on your future. It’s where you build a life for yourself and your family while making countless memories. 

Everything You Wanted to Know About Margin Rates

When working out the particulars for your mortgage loan, you want to ensure that you get the best deal possible. If you know the basic ins and outs of the mortgage process, you can make more informed decisions based on the available information. One key term that you should know is margins. The margin will […]