30 Year Fixed Mortgage
30-Year Fixed-Rate Mortgages
Most homeowners will go with a 30-year fixed-rate mortgage, which has rates and monthly payments that will remain constant throughout the duration of the mortgage. While refinancing may be available, this is typically a mortgage where you are comfortable locking yourself into a certain payment per month, which makes this an ideal option for those who plan to settle down in their home for an extended period of time.
If you’re in the process of applying for a 30-year fixed-rate mortgage, let Aaron Hinson and the Luna Lending team help you out. With our extensive background in helping people find homes in the Lake Tahoe area, we can help you decide on a mortgage that works for your situation. Whether you are a repeat or first-time buyer, we can find the right approach that makes sense for your situation.
The Fixed-Rate Mortgage Process
Wondering how the mortgage process works? No need to fret; our team will be with you every step of the way! Starting with our fixed-rate mortgage qualifier tool, we evaluate every type of loan and mortgage option that you may be eligible for. We’ll take the time to help you compare all the rates and terms that come with each option until you are confidently able to choose an offer that will be a perfect fit for your needs. It’s that simple!
Why Go With a 30-Year Fixed-Rate Mortgage?
While 30 years may initially seem like a hefty commitment, what makes this option especially appealing is the price tag. When interest rates are low, fixed-rate mortgages are comparable in price to an adjustable-rate mortgage (ARM) and can even end up being a better deal. Being able to lock in your rate for the life of your loan makes it easy to anticipate your payments and maintain financial stability. If this sounds like the right choice for your situation, use our free qualifier tool and see if you’re eligible!
Get Your 30-Year Fixed-Rate Quote Now!
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Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of dummy data.
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Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.
The Home Purchase Process
Looking to buy a home in California or Colorado, but don’t know where to start to get a mortgage? Here’s how our loan process works:
- Complete our quick and easy secure online application
- Receive options based on your unique situation
- Choose an offer that best suits you
We make purchasing homes a breeze. We streamline the process so you can focus on picking the right mortgage for your home with none of the headaches.