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I firmly believe that clients come first in this business and that is always my top priority. I’ve been originating mortgages since 2005 and have closed 2,000+ mortgage loans in that time. As an Independent Mortgage Broker, Luna Lending is positioned to offer the lowest interest rates and cost home loans on the market.
About - photo of Aaron with Luna

Aaron Hinson

Mortgage Broker & President

After 15 years of mortgage loan origination, working with big banks and retail lenders, I became frustrated with the higher costs and difficult process associated with the mortgage process. I decided to start my own company and named my company after my dog Luna. Luna is a black lab mixed with something or other and the best dog a man could have. As a company we are "All In" when it comes to customer service, Luna Love means we care and that our focus is on providing our clients the very best in value/savings as well as navigating the mortgage process as smoothly and pleasantly as possible. Our technology and dedicated team make sure of that every single day.

[email protected]
3079 Harrison Ave.
South Lake Tahoe, CA 96150
(530) 314-9544


Ashlyn Owings

Operations Manager

My family and I are grateful to call Lake Tahoe our home. Being able to walk down the block to where the road turns into forest allows us to spend every day in nature. My background with systems and organization ensures that your loan file is processed smoothly and with great care. I love being part of the Luna Lending team because I think it’s the right combination of simple technology, top rate communication, and professionalism. I look forward to continuing to learn and serve our clients!

Sharon Pic

Sharon Wilkinson

Loan Processing Manager

I am a wife and mother to three wonderful children. We are a huge sports family and love going to amusement parks, water parks, and all sporting events. In addition to my family, I’m very invested in my career. I’ve been processing mortgage loans for 20 years and began working for Luna Lending in 2020. I’m thrilled to be a part of the Luna Lending team. We strive to give our clients the best we have to offer and we try to make this process as smooth as possible. No team will work harder for you!

Headshot of Melissa Young Read for the About Luna Lending page

Michelle Young Read

Senior Mortgage Broker

I represent many of the Nation’s largest wholesale lenders, offering you hundreds of loan programs as well as some of the lowest rates in the industry. I know that each customer has specific needs, and I strive to meet those needs with quality service and individual attention. With a variety of loan programs and an established network of lenders behind me, I’m confident that I will find the loan that best suits your needs, at a the most competitive rate, or I wouldn’t expect you to do business with me!

Luna's about photo


Company Mascot

Meet Luna - a package of pure excitement! This black lab mix is part wiggles, part tail-wags, and 100% fun. Her infectious enthusiasm is matched only by her love for her human friends, who proudly consider her the company mascot. With a wagging tail and a twinkle in her eye, Luna brings joy and smiles wherever she goes.

Independent Mortgage Broker Serving California and Colorado

Whether you are buying your first home or looking for better mortgage rates for your new Lake Tahoe vacation home, finding the right mortgage broker in California can be difficult. You want someone that knows the ins and outs of your area and can help you comb through the available mortgage interest rates in California to find a great one. That’s when you turn to Aaron Hinson at Luna Lending for help!
Read MoreFinding a guide through the South Lake Tahoe realty scene requires an experienced broker. We’ll guide you through refinancing your mortgage and buying your new, or possibly your first, home! Getting approved for a home loan shouldn’t be complicated, so we help you navigate each step of the home buying process. As one of the finest mortgage brokers in Sacramento and South Lake Tahoe, California, our goal is to identify the tools available to you to help get you the right loans and rates for your situation. Not looking in California? We are also licensed in Nevada and Colorado! In addition to home loans, we can evaluate your property, secure excellent refinance rates, get faster funding, and cash-out refinance when the situation calls for it. Our team has experience dealing with every stage of the home buying search, including coordinating with Lake Tahoe mortgage lenders. We will work with you to reduce the amount of stress you are feeling, so you can focus on the essentials.

South Lake Tahoe Real Estate

You can utilize our array of free tools to understand every step of the process. Use our refinance analysis tool to find out how much money you can save through refinancing your home, or browse mortgage rate comparisons before wading into the waters of South Lake Tahoe real estate. We can find the rate that fits within your budget and sets you up for future success! We also have a preapproval letter you can fill out and get your approval process rolling. Our team specializes in finding excellent interest rates in California. Our Lake Tahoe mortgage brokers help minimize the amount of time you spend talking with different lenders and bring you back the right rates and deals to fit your budget. Whether you are looking for a summer home in Lake Tahoe or finding the perfect house in Sacramento, our mortgage brokers are the best in the southern California real estate market! When you choose Aaron Hinson, you are choosing a California mortgage broker that you can rely on to make your home buying adventure as stress-free as possible! Our talented Lake Tahoe mortgage brokers will guide you through the intricacies of the South Lake Tahoe realty and help you secure great mortgage rates for your vacation home, no matter if it is a new Lake Tahoe winter or summer home mortgage. Our dedicated and sincere hands-on service will give you the peace of mind you deserve, regardless of whether you are searching in California, Nevada, or Colorado. Luna Lending wants to be able to walk the path towards your new home with you. Our experience working with Lake Tahoe mortgage lenders and getting our clients the loans they need for their dream home makes us the right choice to be your California-based Mortgage broker!

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