Find Out How Much Home You Can Afford!

Know exactly what you can afford before you start searching for a home.

Lake Tahoe Homes for Sale

Woman who is happy after doing work with Aaron Hinson of Luna Lending

Looking for a new spot to buy a second summer or winter home for your family shouldn’t have a mortgage that breaks the bank. Consider a home in the best place to buy a vacation home in California: Lake Tahoe! Luna Lending is here to help you sift through the sales and buy your future Lake Tahoe home!

Choosing where to buy your next vacation home is not a decision to take lightly. You want a location that is perfect for the summer and winter months. A home with a good mortgage is icing on the cake. However, looking through the homes for sale in Lake Tahoe to find a good investment property can be difficult without a plan.

Buying homes for sale in Lake Tahoe and choosing a purchase loan that matches your goals shouldn’t be a hassle. With Luna Lending on your side, you can find financing options and favorable rates for your Lake Tahoe vacation home. Not interested in the Lake Tahoe area? Luna Lending is also licensed in Nevada and Colorado!

We’re here to make the home loan process more comfortable, with tools and knowledge that will help lead you along the way to your next Lake Tahoe home, starting with a pre-approval letter request. We make sure that you have the information you need to make the best decision for your situation. No matter if it’s your first time buying a vacation home or you are a seasoned veteran buying homes for sale in Lake Tahoe and the surrounding areas, we’ll help you see the differences between loan programs.

The Home Purchase Loan Process

Looking to buy a vacation home in the best place in California, but don’t know where to start to get a mortgage? Here’s how our loan process works:

● Complete our simple mortgage pre-approval letter request
● Receive options based on your unique situation
● Compare competing mortgage interest rates and terms
● Choose an offer that best suits you

We make purchasing your Lake Tahoe vacation home a breeze. We streamline the process so you can focus on picking the right mortgage for your second home with none of the headaches.

Do I Qualify?

To determine if you qualify for a home buying loan, lenders review your total monthly debt (proposed housing payment + regular monthly debt) as a percentage of your total gross monthly income. The acceptable percentage (DTI) will vary depending upon the specific loan program for which you apply.

Choosing Luna Lending to help you close the sale for your next home in Lake Tahoe, Nevada, or Colorado will give you peace of mind and set you up for success! The vacation home of your dreams is just around the corner with Luna Lending by your side!

  • Fixed-Rate Mortgage
  • Adjustable-Rates Mortgage (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA & USDA Loans
  • Terms from 5 to 30 Years

Get Your Pre-Approval Letter Now!