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Refinance Services

Refinance

The decision to refinance your home mortgage is a difficult one. There are a lot of factors that go into the question “when is the best time to refinance my home?” Luckily, Luna Lending will guide you through the process with our refinancing services and make sure you get great refi rates in California, and even in Nevada and Colorado!

Home Refinance Loans without the Hassle!

Refinancing your home mortgage could save you a considerable amount of money over the lifetime of your loan. The process can potentially improve your overall financial outlook as well!

The best time to refinance your home relies on a couple of crucial factors. Two of the most critical factors are being reasonably confident that you will be living in your current home for at least five more years, and the current interest rate is at least a full percent lower than your present rate.

Knowing the path forward is essential when you decide that the time has come to refinance your home mortgage. Having seasoned professionals, like those at Luna Lending, help you along the way will give you some peace of mind. Our dedicated, sincere, and hands-on refinancing services give you a place to start and provide you with whatever can help you achieve your end goals.

We’re here to make your home refinancing process easier. We utilize the tools and knowledge that will help guide you along the way, starting with a refinance analysis request. We then help you sift through the different loan programs and allow you to choose the right option for your situation.

The Home Refinance Process

We’ll work with you to make sure you get great refi rates in California, Nevada, or Colorado. Here’s how our home refinance process works:

● Complete our simple home refinance analysis request
● Receive options based on your unique situation
● Compare mortgage interest rates and terms
● Choose the offer that works best for you

Why Refinance?

Refinancing for your California home is the process of paying off your existing mortgage with a brand new mortgage. Typically, you refinance your home mortgage to reduce your interest rate and monthly payment or change the length (or term) of your mortgage. Additionally, you can refinance to take cash out of your home’s equity.

When you refinance your home mortgage, having the right team around you to help guide you through the refinancing process can help give you confidence that you are getting a great refinancing rate for your California home or rental. You can land these rates with the help of the knowledgeable team at Luna Lending!

  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA & USDA Loans
  • Terms from 5 to 30 Years

Get Your Refinance Analysis Now!