VA Loans
VA Loans
The U.S. Department of Veteran Affairs (VA) is committed to helping those who served and their loved ones have a comfortable and affordable life, including having the appropriate finances for their home. VA loans are mortgage loans that are guaranteed by the U.S. to eligible veterans or their surviving spouses (provided they do not remarry) so that they can have affordable long-term financing and a roof over their heads.
If you are a veteran or the spouse of a veteran looking for ways to finance your home, Aaron Hinson and the Luna Lending team can help you through the process of receiving your VA mortgage loan. From checking your eligibility to deciding on the right loan, we are available to assist with any questions you have throughout the process. It doesn’t matter if this is your first home or your fifth home — we’ll provide the same level of insight and expertise for everyone we work with.
The VA Loan Process
The first step is using our VA loan qualifier tool to see what type of loan program you are eligible for. Once we have the options, we can evaluate and narrow down the choices based on your specific financial needs and your plans for your new home. We’ll compare interest rates and mortgage terms across the board and will continue to be in coordination with you until you are confident enough to choose an offer that works best for you and your family.
Why Choose a VA Loan?
For military veterans and their loved ones, a VA loan is a no-brainer of a choice. Provided that you are qualified, such a loan has zero down payment and comes with lower closing costs on your home. These benefits go a long way towards more secure savings and financial stability, ensuring that the VA takes care of those who have served our country and sets them up for success in the future. Find out if you are eligible for a VA loan by using our free qualifier tool!
Get Your VA Loan Quote Now!
The Home Purchase Process
Looking to buy a home in California or Colorado, but don’t know where to start to get a mortgage? Here’s how our loan process works:
- Complete our quick and easy secure online application
- Receive options based on your unique situation
- Choose an offer that best suits you
We make purchasing homes a breeze. We streamline the process so you can focus on picking the right mortgage for your home with none of the headaches.